When you are in an accident, you usually suffer property damage in addition to your personal injuries. It can be frustrating to have a damaged vehicle that needs to be repaired.
When you have damage to your car, you can file a claim with your insurance company to get your car repaired. When your accident was caused by another driver, you can do this in one of two ways: you can either file a third-party claim with the other insurance company or you can file your claim with your insurance company, pay your deductible, and be reimbursed from your settlement.
Third-party claims may take some time, which is why many accident victims who need their car repaired as soon as possible will put their claim through their own insurance carrier and wait to be reimbursed. It is important to remember that if you are speaking to the insurance company about getting your car repaired, do not give any statements about your medical treatment, and liability in your accident.